Registering, tracking and settling loans
Files, payments and commission for short-term business financing now live in one environment.
- Sector
- Financial services
- Solution
- Management environment and portal
- Built on
- .NET, Azure, Entra ID
- Collaboration
- Build, management and development
Keeping an overview of a growing portfolio
The customer provides short-term loans to entrepreneurs, through partners. Every loan brings a file with it: the application, documents, a repayment schedule, payments and a commission agreement with the partner who introduced the customer.
As long as it was a handful of loans, spreadsheets and email did the job. With growth it became fragile: who has paid, what is outstanding, which commission is due and where is the signed contract. The question to us was an environment in which that whole process is recorded and followed, with access that ties in with their own Microsoft environment.
One environment for the whole portfolio.
A management environment that follows the process from application to repayment
Built on .NET and Azure, with login through the customer's own Microsoft account. In the first phase for the in-house team, prepared for partner roles.
Loans and repayment schedules
Principal, term and interest per loan, with an automatically calculated linear repayment schedule and a status: active, repaid, overdue or terminated.
Files and documents
One file per borrower with all documents, from the application to the signed agreement.
Payments and reconciliation
Scheduled and received payments side by side. Receipts are matched against outstanding items.
Commission for partners
Commission agreements recorded per partner and tracked at loan level, so settling is no longer manual work.
Reports
Total outstanding, interest received and arrears. Per period, per customer and per status.
Access and security
Login with the customer's own Microsoft account through Entra ID, encrypted storage of sensitive data and data management in line with the GDPR.
Calm in the portfolio
One place for the whole portfolio
Loans, files, payments and commission are no longer spread across spreadsheets and mailboxes. Everyone looks at the same position.
Arrears are visible immediately
Because receipts are matched automatically, a missed payment stands out the same day instead of at month-end closing.
Settling with partners without discussion
Commission follows from the recorded agreement and the actual loan. No more manual calculations afterwards.
Maintenance and development in a steady rhythm
After the first phase the platform is in our care. New wishes, such as partner roles and more extensive reporting, come along in that rhythm. The team does not have to start a new project.
A process outgrowing its spreadsheets too?
Tell us where it hurts, and we will tell you how we would approach it.
Book an intro callCurious what this means for your business?
A first conversation. You tell us where it hurts, we tell you how we would approach it.